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Rules of banking
News | | By: ATA
- Don’t deposit operating funds into a savings account
- Consider Certificates of Deposit (CDs) as a place to stash cash
- Never allow maturing CDs to roll over automatically
- Shop around before you sign
- Ditch the ATM card
Prepare for meeting with a bank loan officer with:
- Financial statements for your existing business
- Accountant-prepared financial projections and cash flow analysis
- Owner’s personal financial statements and tax return
- Background information and experience of owner(s)
- Marketing feasibility study for the project